How the co-operative and social enterprises can assist in providing public services for  today's society.










Co-operative and mutual organisations have been part of the social fabric since Victorian times. The mutual sector is very diverse and includes co-operative societies, friendly societies, building societies and mutual insurance societies. In recent years, we have seen the advent of new kinds of mutual organisations in the form of social enterprises and multi-stake-holder community based organisations. There has also been a growth in the number of credit unions.


Glyn Thomas









Local councils are using mutual structures when externalising their services. Large scale stock transfer of their housing stock and other services to not-for-profit-organisations are cases in point. The ability of mutuals to raise private sector funds makes them very attractive to cash-pressed councils. Users benefit because mutuals are democratically controlled by their members. This website looks at how mutuals operate today and the role they could play in the future.













Keeping control of our lives - Mutual Retirement Housing for older people Home Truths for Barnet Housing challenges in an outer London Borough


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